There is more to a damages claim than just plain cash, particularly if you receive a report from the right rehabilitation expert.

In a recent case in Dagenham, a rehabilitation report dealt with a boy who was doing his GCSEs. The report suggested that he needed motivation to get better results in Maths and English. He suggested the insurers may wish to pay to buy him a pair of tickets to see an Arsenal match.

The insurers, Aviva, have agreed to buy him tickets for an Arsenal match if he achieves Grade C for the GCSEs, and tickets for two matches if he attains Grade B.