At Thompsons, we want to make sure that everyone who has been injured in an accident that wasn’t their fault can make a claim.

There are a number of ways to fund your personal injury case.


  • No win, no fee agreement

In most instances, we recommend a conditional fee agreement (CFA), more commonly described as no win, no fee’. We also recommend you take out ‘after the event’ (ATE) insurance, which provides cover for your opponent’s legal costs, just in case the court orders you to pay all or part of them during the case.

  • Trade union membership

Thompsons is proud to support the trade union movement and encourages all workers to join the most appropriate union for their workplace. You can find out more about which union to join here.

If you or a member of your family are part of a trade union, it is free to make a personal injury compensation claim - win or lose. You can learn more about the services available to union members on our dedicated trade union law pages.


If you’re not in a union and are thinking about making a personal injury claim, but don’t know how you’re going to fund it, you can find more information on how much it will cost and how we can support you below.


Frequently asked questions about funding a personal injury claim

No, you will never have to pay us any legal costs in advance.

No win, no fee agreements mean that we only get paid if your claim is successful. And, if we are successful in getting you compensation and we can’t recover all of our legal costs from your opponent, we won’t make you pay the difference.

Other firms will deduct any unrecovered fees from your compensation, even when they win.

The legal costs recoverable from your opponent are now fixed in most personal injury cases. Many personal injury firms will recover fees for any work they do over and above these fixed amounts from your compensation.

At Thompsons, if the amount we can recover in your case is fixed, we will not ask you to pay any shortfall for additional work we carry out.

‘No win, no fee’ means that if your case isn’t successful, you will not have to pay any legal costs. Under a no win, no fee arrangement, Thompsons will cover all expenses as the case progresses - things like court fees and medical report fees.

We will not send you any bills, there will be no hidden charges and if your case isn’t successful, you won’t have to pay anything towards your opponent’s costs.

You can find more information on our no win, no fee page.

ATE insurance provides cover for your opponent’s legal costs in case the court orders you to pay all (or part of them) during your case.

Unlike other firms, Thompsons won’t insist you take out an ATE insurance policy straight away (although, due to the complexity of medical negligence or catastrophic injury cases, we may ask you to do so).

If we do recommend you take out ATE insurance, the policies we recommend usually have lower premiums than those suggested by other personal injury firms. The policy premiums are lower, because, in many cases, we bear the burden of expenses like medical reports and court fees so you don’t need to insure against these.

Usually, our recommendation is to take out insurance only when necessary, for example, when court proceedings need to be issued. This means you won’t have to pay for the cost of the insurance if your case settles sooner.

Thompsons includes the cost of any ATE insurance in the cost of our success fees, not on top.

You may already have insurance

Before entering into a CFA with you we are required by law to check if you already have any legal expenses insurance that would cover the cost of your case. For example, your household and contents insurance policy may offer legal expenses insurance as part of the package.

You will be sent a questionnaire about home or other insurance. You will need to complete and send this back to us.

An important principle in UK law is that ‘the polluter pays’. This means that if your personal injury claim is successful, we will try to recover our basic legal fees and outlays from the other side.

If you win, we will charge you a success fee. The success fee is a capped at 25% of your compensations amount, but at Thompsons (unlike other law firms), we cap our success fee at 20%, other than in catastrophic injury or medical negligence cases.

Any success fee that we charge will be explained to you and confirmed in writing when we decide if there is a case to pursue.

Thompsons Solicitors is an ancillary insurance intermediary.

We are not authorised by the Financial Conduct Authority. However, we are included on the register maintained by the Financial Conduct Authority so that we can carry on insurance distribution activity, which is broadly the advising on, selling and administration of insurance contracts.

This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority.

The register can be accessed via the Financial Conduct Authority website at

Trade union members keep 100% of their compensation because their claims are funded by their union; this is just one of the many benefits of joining a union – something we encourage all workers to do.

In non-catastrophic injury and medical negligence cases, non-union members keep a minimum of 80% of their compensation because we cap our success fees at 20%.

Moreover, unlike many other law firms, Thompsons includes the cost of any ATE insurance policy we advise you to take out within the success fee we charge – not on top.

No. A no win, no fee agreement means that if your case doesn’t succeed (but, don’t worry, the vast majority do) Thompsons will carry the costs associated with your claim, including any medical report charges and court fees incurred.  


Making a claim with Thompsons

Our solicitors are 100% on your side. At Thompsons, we have only ever acted on behalf of the injured, and we have never represented those who have caused injuries - or their insurers – throughout the whole of our 100-year history.

We do not believe your financial circumstances should dictate whether you are eligible to make a compensation claim. We’re upfront and honest about our fees and we don’t have hidden fees or costs.


How do we compare with other firms?


When pursuing a non-catastrophic or medical negligence personal injury claim with Thompsons, we will:

  • Charge a 20% success fee
  • Advise you take out ATE insurance if your case proceeds to court. We also cover the cost of this insurance in your success fee.

That’s it!


When pursuing a personal claim with another law firm, they will:

  • Likely charge a 25% success fee
  • Ask you to take out ATE insurance at the outset, meaning there will be a deduction from damages even if your case settles before court. This cost will likely be in addition to the firm’s success fee
  • Charge you for any fees they don’t recover and charge the success fee based on all costs, whether they recovered those or not
  • Charge any unrecovered disbursements to you (for example medical report fees).


The difference in the amount you would receive when awarded £5,000 in compensation with Thompsons in comparison to other law firms is shown in the graphic.

A bar chart showing Thompsons' fees in comparison to other personal injury firms

We're here to help you

If you, or a loved one, have suffered a personal injury or were involved in an accident that wasn't your fault, you are entitled to make a compensation claim. Get in touch via our online enquiry form for free, no-obligation advice and to discuss your case.