Do I need a conveyancer when selling a house?
While you are able to manage the conveyancing process yourself when selling your home, we recommend hiring a conveyancer to handle the process. A conveyancer will be able to deal with the legal process of selling your home, and manage the transaction ensuring a smooth transfer of ownership to your buyer.
Do I need a conveyancer for a remortgage?
Depending on your lender you don’t always need a conveyancer if you’re remortgaging. Also, a conveyancer isn’t essential when borrowing more money, or moving to a new rate or deal, with your current lender. However, some lenders may insist on using a conveyancer to represent their interests and you will need to seek legal expertise from a conveyancer if you are changing or removing names on your mortgage.
Buying a property
If you are purchasing a property, and have nominated us as your chosen solicitor, these are the steps you will need to take:
- Having found a property you want to buy, instruct us to act on your behalf and apply for a mortgage
- Once we receive the initial instruction, we will open the file and send you initial paperwork
- You complete the paperwork and return it to us
- We speak with the seller’s solicitors to receive the contract and mortgage offer
- You send our fees
- We raise enquiries with the seller’s solicitors and, once satisfied, send your contract report to the property, alongside documents to be signed, the mortgage deed, and details of how to transfer your deposit to us
- You sign and return the documents to us, and pay the deposit ahead of exchanging contracts
- We discuss the date of completion with you – this is the day you can move into the property
- We exchange contracts on your behalf, meaning you are now legally bound to purchase the property
- We request money from you and the mortgage lender and, on the day of completion, funds are transferred to the seller’s solicitors. You are now the legal owner of the property
- Finally, we register you as the owner of the property with HM Land Registry.